After a busy summer of having the kids home, most parents look forward to getting their students back into class. Parents can now get the house back in order, begin routine schedules and enjoy normality to the daily grind.
Just as parents catch their breath, another new season of sports is upon them for their high school football players, tryouts for girls club softball & volleyball programs, AAU basketball and SCAHA ice hockey teams. The added stress of tryouts is complicated by the costs associated with participation in the sport and teams of their choice. Once the dust settles, everyone is excited for the new season to begin and prepares to support the new team.
Today’s youth sports environment has become very demanding and the pressure to train, compete at the highest levels can be overwhelming at times. The potential of college scholarships can push the health and well-being of young athletes beyond their limits. It’s estimated that each year over 1.35 million youth sports injuries occur with a vast majority of them are a result of overuse. Injuries have become a big part of youth sports as well as the out-of-pocket expenses associated with treating an injury. Even with the best health insurance programs, parents are finding it very challenging to afford the costs of treating their athlete.
As the nation struggles to find affordable health care, it’s very clear that every family with a youth athlete should have an emergency fund to help deal with an injury. Supplemental Insurance programs are a great way to establish an emergency fund for an injury or illness. These programs pay cash benefits directly to the policy holder to help pay for out-of-pocket expenses not covered by your health insurance. There are several companies offering a variety of coverages for individuals & their families and are available individually or workplace enrollments.
If an injury does occur, early identification and proper treatment is the key to successful recovery. Armed with the correct information and tools, today’s youth athletes can remain healthy and stay in the game for life.